General Information
Caldwell Community College and Technical Institute encourages prospective students who desire to enroll but face financial problems to apply for assistance through the Financial Aid Office. Financial assistance for educational costs may be available in the form of scholarships, grants, loans, and work programs. Within the limited funds available for these purposes, every effort is made by the institution to help students who need monetary assistance. Financial need is determined through analysis of an application prepared by the student and the student’s parents if applicable. Analysis of the family’s financial situation indicates the family’s ability to contribute toward educational expenses. Most financial aid is based on need rather than on scholastic record.
Financial need is the difference between the total education expenses and what the family can afford to contribute (Cost of Attendance minus EFC). There are three types of student financial aid: gift assistance, student loans, and work. Gift assistance includes grants and scholarships: awards that do not have to be repaid. Loans and work are self-help. Loans are usually paid back based on the terms of the loans, usually 6 months after the student is no longer enrolled at least half time. Work enables students to pay part of their expenses through their own earnings.
Students are encouraged to keep close contact with the Financial Aid Office or our website for availability of scholarships. Institutional needs-based scholarships are awarded by need. Applications are available in the Financial Aid Office and on the Financial Aid Office website.