Caldwell Community College and Technical Institute encourages prospective students who desire to enroll but face financial problems to apply for assistance through the Financial Aid Office. Financial assistance for educational costs may be available in the form of scholarships, grants, loans, and work programs. Within the limited funds available for these purposes, every effort is made by the institution to help students who need monetary assistance. Financial need is determined through analysis of an application prepared by the student and the student’s parents if applicable. Analysis of the family’s financial situation indicates the family’s ability to contribute toward educational expenses. Most financial aid is based on need rather than on scholastic record.
Financial need is the difference between the total educational expenses and what the Department of Education indicates the family can afford to contribute. There are four types of student financial aid: grants, scholarships, alternative loans and work study. Gift assistance includes grants and scholarships: awards that typically do not have to be repaid. Loans and work study are self-help. Loans are paid back based on the terms of the loan. Work study enables students to pay part of their expenses through their own earnings.
Students are encouraged to keep close contact with the Financial Aid Office or the CCC&TI Financial Aid web page for scholarship availability. Institutional needs-based scholarships are awarded by need. Applications are made available in the Financial Aid Office and on the Financial Aid Office web page.